Site Disclaimer and User Agreement

The information provided by respective owners ("we", "us" or "our) on Owlbux™ (referenced also as "Owlbux.com","application" or "site") is for general informational purposes only and is subject to change with or without notice. All information on our site and application is provided in good faith, however we make no representation, guarantee or warranty of any kind, express or implied, regarding the accuracy, validity, adequacy, reliability, availability or completeness of any information on the site or application. Providers of content on this site, herein known as "Contributors" or "Site Contributors" (inclusive of, but not limited to writers, bloggers, editors, employees, developers, graphic designers, advertisers, partners, affiliates, references, experts, professionals and site owners) are not legally liable for any misinformation, errors or omissions. Images and service/product information on this site may not contain or represent changes, modifications or updates.

Under no circumstances should Owlbux™, site owners, Nuvante Sachs, Inc. and/or Site Contributors have any liability to users of the site for any loss or damage incurred to users as a result of the use of this site or application or reliance of any information provided on the site or application. Use of the site or application and reliance on any information from the site and/or application is solely at the user's own risk.

External Links Disclaimer

The site or application may contain links or you may be sent through our site to other websites or content belonging to or originating from third parties or links to websites in features or banners or other advertising. Such external links are not investigated, monitored or checked for accuracy, adequacy, validity or reliability, availability or completeness by us.

Affiliate, Processing Providers and Advertiser's Disclaimer

The site and our application may contain links to affiliate websites or advertisers, and we may receive an affiliate commission, commission or fee for purchases made by you or upon your transaction(s) of retainment, consultation or business on or through the affiliate website using such links. We may also receive advertising commission/fees when you use certain links or you click through our site or application to other sites (our advertisers).

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by linking to Amazon.com and affiliate websites.

Advertiser Disclosure: Our site provides tools, resources and reviews of products and services. In addition to Merchant Service Provisions for which we are compensated, we may also be compensated by third party advertisers to include, but not limited to, those listed in articles and reviews on our site. The compensation may affect which products we review and the location or order of the articles or products and services within the articles. As always, we strive to maintain updated reviews and helpful information. Information is not guaranteed and for the most recent updates or changes to any offers, products or services, please refer to the corresponding web site. Rates, Offers, Details are not guaranteed and are subject to change without notice.

Testimonial Disclaimer

The site and our application may contain testimonials or reviews by users of products and/or services of our site, affiliates, advertisers. These testimonials and reviews may reflect real-life experiences and opinions of such users. However, those experiences are personal to those particular users and may not be representative of all users of the products and/or services. We do not claim and you should not assume, that all users will have the same experiences. Your individual results may vary.

Providers of testimonials, endorsement or reviews, herein known as "Contributors", "Site Contributors" (inclusive of, but not limited to previous customers, existing customers, writers, bloggers, editors, employees, developers, graphic designers, advertisers, partners, network participants, affiliates, references, experts, professionals, processing companies and their employees and site owners) provide such content in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, validity, adequacy, reliability, availability or completeness of any information, testimonials, endorsements or reviews on the site or application. Testimonials, endorsements and reviews reflect real-life experiences and opinions of our staff, references, customers and contributors. However, those experiences are specific to those particular contributors of products, services or otherwise and may not be representative of all users of the products and/or services. We do not claim and you should not assume, that all users will have the same experiences. Your individual results may vary.

Under no circumstances should we have any liability to you for any loss or damage incurred to you as a result of the use of this site or application or reliance of any information, testimonial, endorsement or review provided on the site or application. Your use of the site or application and your reliance on any information from the sight or application is solely at your own risk.

Professional Disclaimer

The site and our application cannot and does not contain professional advice, is not to be acted on as such, may not be current and is subject to change with or without notice. The information is provided for general informational and educational purposes only and is not a substitute for professional advice.

Accordingly, before taking any action on such information, we encourage you to consult with the appropriate professionals licensed, credentialed and/or educated in their field of expertise. We do not provide any kind of professional advice on this site. The use and reliance of any information contained on this site or application is solely at your own risk.

Legal Disclaimer

The site and our application cannot and does not contain legal advice, is not to be acted on as such, may not be current and is subject to change with or without notice. The legal information is provided for general informational and educational purposes only and is not a substitute for professional legal advice.

Accordingly, before taking any action on such information, we encourage you to consult with the appropriate legal professionals in your operating state since laws vary accordingly. We do not provide any kind of legal advice. The use and reliance of any information contained on this site or application is solely at your own risk.